Individuals who purchase insurance at work reap the benefits of group rates, a simplified purchase process, and the convenience of paying premiums through automatic payroll deductions. With coverage granted on a group basis, the need for medical examinations is often eliminated. The Prudential Insurance Company of America's insurance, which can be purchased at work, is often...

Less expensive. Your employer may pay the entire cost of your basic insurance. And you may be able to purchase optional insurance for you and your family at economical group rates.

Easy to obtain. Just sign up during open enrollment. No need to make a special appointment.

Easy to pay for. Your premiums can be deducted from your paycheck, eliminating the need to write and mail checks on time.

Available without medical examinations or questions. Depending on the coverage you choose, you may be able to buy insurance without answering medical questions or having a medical examination.

Portable. If you leave your current employer, you may be able to take your policy with you. Some plans have a portability feature that allows you to take your insurance with you.1

1Special rules may apply for Minnesota residents.