Banner Welcome Employers Attract and Retain Top Talent with Your Benifits -- Prudential Can Show You How

Whether providing your employees with coverage they need, easing your administrative burden, or powering your benefits program with industry-leading technology, Prudential Group Insurance can help you rise to today's challenges with consultative expertise built on years of experience.

For nearly a century, our Group Insurance business has been protecting millions of employees and their loved ones. Today, Prudential Group Insurance is the nation's second-largest group life carrier, with more than $2 trillion in group life insurance coverage.1

We are also a leading disability insurance carrier, serving almost 11,000 group life, 4,500 long-term disability, and 3,300 short-term disability clients-insuring more than 22 million employees and their families. 2

You and your employees can rest easy knowing we will be there when you need us. Our strength is supported by these key financial ratings.3



1. 2013 Annual Statement of Prudential Financial, Exhibit of Life Insurance.
2. LIMRA, 2013 Annual Surveys of US Group Life and Group Disability Insurance. Client counts and lives covered are based upon number of contracts and certificates in force.
3. As of February 2015. AAA (Extremely Strong) is the highest of 24 ratings that Standard & Poor's extends, the lowest being R (has experienced regulatory action), and is a measure of claims-paying ability. Aaa (offers exceptional financial security) is the highest of 21 ratings that Moody's extends, the lowest being C (having extremely poor prospects of ever offering financial security) and is a measure of financial security. A++ (Superior) is the highest of 15 ratings that A.M. Best extends, the lowest being F (In Liquidation), and is a measure of claims-paying ability. AAA (Exceptionally Strong) is the highest of 21 ratings that Fitch Ratings extends, the lowest being D (Distressed) and is a measure of insurer financial strength. Ratings are not an indication of any variable portfolios' performance, which fluctuates with market conditions. Ratings are not a guarantee of future financial strength and/or claims-paying ability.

Group Life and Disability insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply. Contract series: 83500.